Advisory Board Member - Phil Bracken, CMB

Managing Director of VantageScore Solutions

He has responsibility for the Mortgage Marketplace and Government & Industry Relations with the primary responsibility of advancing VantageScore in the mortgage industry.

He was previously Chief Policy Officer and Head of Government & Industry Relations for Radian Guaranty Mortgage Insurance, the largest private mortgage insurance company in the U.S.

In addition, Mr. Bracken is Chairman and Founder of America’s Homeowner Alliance – the advocacy and member benefits alliance for the 75 million existing (and future aspiring) Homeowners of America.

For the past 12 years, Mr. Bracken has been Co-Chairman of the Consumer / Lender Roundtable in Washington, DC which includes many of the largest Lenders and most influential Consumer Groups in America.

He was formerly Executive Vice President and Head of Government & Industry Relations of Wells Fargo Home Mortgage (WFHM) and prior to that was Managing Director of Prudential Home Mortgage.

In 1987, Mr. Bracken was named Boss of the Year by the Illinois Chamber of Commerce. In 2008, Bracken was awarded the “lifetime achievement award” – The Eagle Award – by the National Association of Real Estate Brokers. In 2009, the Mortgage Bankers Association (MBA) of America awarded Bracken their “lifetime achievement award” – the Andrew D. Woodward Distinguished Service Award. The National Association of Hispanic Real Estate Professionals (NAHREP)

The National Association of Hispanic Real Estate Professionals (NAHREP) also recognized Bracken in November 2009 with their “lifetime achievement award” – The NAHREP Founders Award. In October 2015, he received the “lifetime achievement award” – The Trailblazer Award from the National Bankers Association, and in May 2019 he received the National Policy Champion Award from the Asian Real Estate Association of America.

He is Past President of the Illinois Mortgage Bankers Association; the Missouri Mortgage Bankers Association and served 10 years on the Board of Directors of the MBA of America. He earned his Certified Mortgage Banker Designation in 2010.

Bracken earned a bachelor’s degree in marketing and management from Eastern Illinois University and played professional baseball before his financial services career.

Phil Bracken - FinLocker - Americas Homeowner Alliance

Phil Bracken, CMB

Advisory Board Member