About Us | Advisory Board

About Us

The Forbearance Report is a collaborative effort by career mortgage, real estate, and consumer protection professionals and advocates whose mission is to educate and empower homeowners with the ability to understand and protect your rights while making informed decisions about your home.

The oncoming tidal-wave of forbearance requests, and soon, mortgage workout requests are going to flood servicers over the upcoming months and years.  When we look at the sheer volume of forbearances that have been granted, and when you consider the impacted timeframe, this crisis spells trouble for servicers as they scramble to staff loss mitigation departments to handle the calls.

While we do trust that your servicer will do their absolute best to hire and train this staff as quickly and effectively as possible, the opportunity for miscommunication or misunderstanding by the time contact is made by the consumer is very high.  If we learned anything after the 2008 crash, it's that loss mitigation work is a tough business, and turn over is high.  

Trust and verify is the best approach to working with your servicer on your mortgage workout options.  Protecting your home and your family is the most important thing you can do.  We will give you the tools, resources, and access to professional advice and feedback from other consumers to support you in your journey.  It is our hope that this resource proves valuable in your fight to preserve homeownership, and some sanity, during these trying times.

Forbearance Report Advisory Board

Phil Bracken - FinLocker - Americas Homeowner Alliance

Phil Bracken, CMB

Managing Director of VantageScore Solutions He has responsibility for the Mortgage Marketplace and Government & Industry Relations…

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Tino Diaz - Amercias Homeower Alliance

Tino Diaz

America’s Homeowner Alliance, Managing Director – Chief Administrative Officer Tino Diaz has been serving the homeownership industry…

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Brian Vieaux - FinLocker

Brian Vieaux, CMB

President, FinLocker Brian has been with FinLocker since July 2019 leading business development, sales & marketing.  Prior…

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Josh Lewis - BuyWise Mortgage - FindMyWayHome - Forbearance Report

Josh Lewis

Broker / Owner BuyWise Mortgage Partner / FindMyWayHome | ForbearanceReport For 24+ years, Josh Lewis, a Certified…

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Scott Schang - BuyWise Mortgage - FindMyWayHome - Forbearance Report

Scott Schang

Founder – FindMyWayHome / ForbearanceReport Partner – BuyWise Mortgage, California Mortgage Broker As a 20 year veteran…

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Eric Selk Forbearance Report - Advisory Board

Eric Selk

Eric Selk was most recently the Executive Director for Hope Now and the Hope Now Foundation which…

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